Originating Residential and Commercial Loans Since 1998

Unlock your home’s equity without tax returns. A Bank Statement HELOC is designed for self-employed borrowers who want flexible access to cash using 12–24 months of bank statements instead of W-2s. Perfect for entrepreneurs, investors, and business owners who need capital for growth, renovations, or debt consolidation—while keeping their first mortgage intact.

Learn how self-employed, retired, or between-job buyers can qualify for a mortgage in Florida without a W-2. Realtor guide from Pineyro Capital Group.

Rent or own? It’s one of the biggest financial decisions you'll make. With rising costs, changing interest rates, and shifting lifestyles, the right choice depends on your goals. This guide breaks down the pros, cons, and tax perks of both options—plus what the 2025 market means for you.