fundu is an approved direct alternative lender for many business transactions. If a deal falls outside our company guidelines, we can secure funding approval through one of our trusted portfolio lenders, offering highly competitive terms.

The documentation required will vary depending on the financing type.

Equipment Financing less than $150K (and up to $350K in some cases) requires only:

▶ A completed verbal or 1-page application for approval, and a few basic items to fund (this is why we can fund in as little as 82 minutes!)

SBA, Business, and Real Estate Financing may require additional documentation such as a personal financial statement, bank statements, financials and/or tax returns.

Documentation requirements for the participating lenders in our marketplace will vary by lender and transaction type. We only partner with the most technology-efficient lenders that have a track-record of performance. Many marketplace loans can fund with basic documentation in as fast as a few hours.

If you are a lender, mortgage / loan broker, ISO, CPA, media company, finance / real estate professional, or entrepreneur looking to leverage our real estate and business loan programs to increase your revenue, then click here to register and be reviewed for approval as a Referral Partner (there is no cost to register and it only takes about a minute). Once approved you will be eligible to receive competitive referral fees on funded loans you referred to us, and view the status of your referral pipeline 24/7 in our comprehensive partner portal.

If you are a borrower looking for financing in this market, you know the process can be difficult and confusing. fundu has over 2 decades of real estate and business finance originations, with a focus on customer service, transparency and ethical practices. We have always concentrated on providing non-conforming borrowers the most competitive and affordable loan options, and we have built a reputation as a market leader doing just that.

If you are a broker or lender, then you know loan fallout is a costly issue that can be resolved and monetized by the right strategic partner. The loan programs fundu offers are genuine, and they perform. We utilize the latest technology to offer our partners the opportunity to convert their leads and fallout into significant revenue. We operate as your back-office so that you can focus your effort on what’s most important to you. We offer competitive referral fees, volume incentives, and additional benefits such as co-branded loan referral links and referral tracking. Once approved you’ll receive access to our innovative partner portal where you can view the status of your referral pipeline 24/7 and manage your account.

No. fundu charges no upfront or application fees. After a borrower signs and accepts a term sheet, he/she will be responsible for the payment of any required due diligence fees (if applicable), such as an appraisal or environmental report fee.

fundu charges standard origination and closing fees. Because we are a direct funders on many of our transactions, our fees tend to be lower than our competitors. We are happy to provide a fee estimate upon request so there are no surprises.

Closing time depends on the financing type, but we prioritize speed throughout the loan process. Equipment and marketplace business financing can be approved and funded in less than a day. Real estate, SBA, and USDA loan approval can occur in a matter of days (after receipt of a completed loan application), with the entire funding process taking approximately 30-45 days.

We offer loan programs in all 50 states plus Washington, DC. We do not offer any loan programs in any other countries.

Only commercial real estate, 1 to 4 unit non-owner occupied residential properties held (or to be acquired) for investment purposes, businesses and hard business assets (i.e., equipment, machinery, etc.) are eligible for financing under our programs. fundu can also provide business financing without any collateral in a number of cases. We do not offer financing on owner-occupied residential properties, securities or any other types of collateral via fundu. However, our mortgage division in Florida can help with those transactions www.PineyroCapitalGroup.com

No. fundu approved Referral Partners are only authorized to refer fundu eligible borrowers for potential financing. fundu approved Referral Partners are independent, third-party individuals and/or companies, are not subsidiaries, agents, or employees of fundu, are not authorized to make representations, or conduct business on fundu’s behalf, nor commit fundu to any obligation. Any third-party found to be making a claim of legal affiliation with fundu, a representation or commitment on behalf of fundu, or requesting funds on behalf of fundu, will be viewed as having committed fraud and be prosecuted to the fullest extent of the law. If you feel you have encountered an individual or entity committing such fraud, falsely issuing documentation on behalf of fundu, or attempting to collect funds on behalf of fundu, please contact us immediately at fraudprevention@pineyrogroupofcompanies.com