As a referral partner for our commercial division, you can offer: • DSCR • Fix and Flip • Ground Up Construction • Private Money • SBA • Commercial Loans • Transaction Funding for Wholesalers • Business Loans to Business Owners To request a product offering sheet, email robert@pineyrogroupofcompanies.com (robert@pineyrogroupofcompanies.com)or call +1 (954) 214-2240

In most states, you don't need a specific license to broker commercial loans. However, some states have regulatory requirements depending on the type of loan (e.g., real estate or business loans). It's essential to research your state's guidelines to ensure compliance. If you join us, we make sure you are in compliance in any and all states as deemed appropriate.

Our referral partners make anywhere between 0.500 and 1.00% of the funded loan amount.

A commercial loan broker connects businesses or investors with lenders to secure financing for their projects. This can include loans for real estate, business expansion, working capital, or equipment. Brokers act as intermediaries, matching borrowers with the best funding solutions and earning commissions for successful deals.

• Build a professional network of real estate agents, accountants, and attorneys. • Leverage social media and LinkedIn for outreach and education. • Attend industry events and business expos. • Offer valuable content through email campaigns, blogs, or webinars to attract leads.

Yes, many of our referral partners start part-time, building their client base while maintaining other jobs. This flexibility allows you to transition into full-time brokerage as you gain experience and grow your pipeline.

Residential loan brokers deal with homebuyers and residential properties, often requiring a mortgage license. Commercial brokers focus on loans for business purposes, such as real estate investments, equipment financing, or working capital, which usually don't require a specific license.

Income varies widely based on effort, network, and deal volume. Our referral partners average earning are between $45,000 - $250,000 annually, with top referral partners making significantly more. Since commissions are percentage-based, larger loans can yield higher earnings.

Within 24 business hours after a loan closes and funds, we will initiate your payment via ACH. Please ensure we have your correct banking information on file to avoid any delays in receiving your funds. PLEASE NOTE THE DEADLINE FOR THE DAY IS 1PM EST

Absolutely! You’re welcome to build your team however you like and earn on the deals they bring in.

A hard money loan is a type of asset-based loan secured by the value of a real estate property. Unlike traditional mortgages, hard money loans are typically offered by private investors, rather than banks or credit unions. At Pineyro Capital Group Inc., NMLS# 420112, we specialize in providing hard money loans to borrowers who may not qualify for traditional financing due to factors such as credit issues, income verification challenges, or the need for a quick closing. Our team is dedicated to working closely with clients to understand their unique financial needs and provide timely and flexible loan options. With our expertise and commitment to personalized service, we strive to help clients secure the financing they need for their real estate investments.

No, hard money is not considered a cash transaction. Hard money refers to a type of loan that is backed by the value of a property, rather than the borrower’s creditworthiness. While hard money loans can be obtained relatively quickly and are often used for real estate investments, they are not the same as a cash transaction. At Pineyro Capital Group Inc., NMLS# 420112, we specialize in providing a variety of loan options, including hard money loans, to meet the individual needs of our clients. Our team is dedicated to guiding you through the loan application process and helping you understand the best options for your specific situation.

A mortgage loan from Pineyro Capital Group Inc., NMLS# 420112, offers several advantages over paying cash for an investment property. By leveraging financing, you can potentially increase your purchasing power and acquire more properties, diversifying your investment portfolio. Additionally, by using a mortgage loan, you can benefit from the potential tax advantages associated with mortgage interest deductions, which can ultimately lower your overall tax liability. Furthermore, retaining liquidity by financing your investment property with a mortgage allows you to capitalize on other investment opportunities and maintain a financial safety net for unexpected expenses. Our team at Pineyro Capital Group Inc. is dedicated to providing personalized mortgage solutions that align with your investment goals, offering competitive interest rates and flexible terms to support your real estate investment endeavors.

To get pre-approved for a private loan through Pineyro Capital Group Inc., NMLS# 420112, you can start by contacting our team of Mortgage Loan Originators to discuss your specific financial situation and loan needs. We will guide you through the application process, which typically includes providing detailed information about your income, assets, and credit history. Our team will then review your application and work with you to determine the loan amount, interest rate, and terms that suit your individual circumstances. Getting pre-approved for a private loan with Pineyro Capital Group Inc., NMLS# 420112, allows you to have a clear understanding of your budget, show sellers that you are a serious buyer, and streamline the overall mortgage approval process once you find the right property. We are committed to providing personalized support and expertise every step of the way, ensuring that you have a smooth and successful borrowing experience.

A hard money loan, also known as a private money loan, is a type of asset-based loan funded by private investors or companies, such as Pineyro Capital Group Inc., NMLS# 420112, instead of traditional banks or financial institutions. While hard money loans offer fast access to funding and fewer requirements for approval, there are several risks to consider. These risks include higher interest rates compared to traditional loans, shorter loan terms, and the potential for stricter terms and conditions. Additionally, if the borrower fails to make timely payments or meet the loan terms, they may face the risk of foreclosure on the property used as collateral. As with any financial decision, it's crucial for borrowers to thoroughly assess their financial situation and the terms of the loan before proceeding with a hard money loan. Pineyro Capital Group Inc., NMLS# 420112, is committed to providing transparent and comprehensive information to clients to help them make informed decisions and mitigate potential risks.

The 70% rule in real estate flipping is a guideline used by investors to determine the maximum allowable offer for a potential flip property. It states that an investor should not pay more than 70% of the after-repair value (ARV) of the property, minus the estimated repair costs. This calculation helps ensure that there is enough room for potential profit after accounting for purchase price and renovation expenses. At Pineyro Capital Group Inc., NMLS# 420112, our expert Mortgage Loan Originators are well-versed in helping real estate investors navigate the financing process for flipping properties. We understand the unique needs of investors in this market and can provide tailored mortgage solutions to support their goals. Whether you are a seasoned investor or new to real estate flipping, our team is dedicated to providing personalized financial guidance and mortgage options to help you achieve success in your real estate ventures.

The average profit on a fix and flip can vary depending on a variety of factors, including the location of the property, the amount invested in renovations, and the current real estate market conditions. At Pineyro Capital Group Inc., NMLS# 420112, our team of knowledgeable Mortgage Loan Originators can provide personalized guidance on financing options for fix and flip projects. We understand the importance of securing the right funding to maximize your potential profit and offer competitive rates and flexible loan terms to suit your individual needs. We take pride in empowering our clients to make informed decisions and optimize their investment opportunities. Contact us today to learn more about how we can support your fix and flip endeavors.

The timeline for the mortgage loan origination process can vary based on several factors, including the complexity of the loan, the responsiveness of the borrower, and the overall market conditions. However, at Pineyro Capital Group Inc., NMLS# 420112, we strive to streamline the process and provide a quick turnaround time for our clients. On average, the mortgage loan origination process, from application to closing, can take anywhere from 30 to 45 days. We understand the importance of a timely and efficient process, and our team is dedicated to facilitating a smooth experience for our clients. Additionally, our experienced loan officers will guide you through each step of the process, ensuring that you are informed and supported along the way.

80% ARV, which stands for After Repair Value, refers to the maximum amount of a loan that can be given based on the potential future value of a property after renovations or repairs have been completed. This is a crucial factor for fix-and-flip investors who are looking to purchase properties with the intention of renovating and reselling them for a profit. At Pineyro Capital Group Inc., NMLS# 420112, we understand the unique needs of fix-and-flip investors and offer mortgage loan options that cater to their specific requirements. We work closely with our clients to provide financing solutions that align with their investment goals, including loan options that are based on the 80% ARV metric. Our team of experienced Mortgage Loan Originators is dedicated to guiding clients through the process, offering personalized service and tailored financial solutions to support their real estate investment endeavors.

When calculating Fix and Flip costs, it's important to consider both the acquisition costs and the renovation costs. The acquisition costs include the purchase price of the property, closing costs, and any holding costs such as property taxes and insurance. For renovation costs, you'll need to estimate the expenses for materials, labor, permits, and any unexpected expenses that may arise during the renovation process. It's also wise to factor in a contingency fund to cover any unforeseen costs. Utilizing a detailed budget spreadsheet can help you keep track of all the expenses involved in the Fix and Flip process, ensuring that you have a clear understanding of the total investment required and potential profit margins. As a customer of Pineyro Capital Group Inc., NMLS# 420112, our team of experienced Mortgage Loan Originators can provide guidance and financing options to help you navigate the financial aspects of your Fix and Flip project, ensuring that you have the support you need to make informed decisions and achieve your real estate investment goals.

The duration of a fix and flip project can vary depending on several factors. The condition of the property at the time of purchase, the scope of the renovations, the availability of contractors and materials, and the local real estate market all play a role in determining how long it takes to complete a fix and flip. Additionally, obtaining financing and securing necessary permits and inspections can also impact the timeline. At Pineyro Capital Group Inc., NMLS# 420112, we understand the importance of timing in the fix and flip industry, and we work closely with our clients to provide flexible and efficient financing solutions to help them achieve their real estate investment goals. Our experienced team can guide you through the loan application process and provide personalized support to ensure a smooth and timely transaction.

No, Fix and Flip loans are specifically designed for real estate investors who purchase a property to renovate and sell for a profit within a short period. For primary home purchases, Pineyro Capital Group Inc., NMLS# 420112 offers a range of mortgage options tailored to your individual needs, including conventional, FHA, VA, and USDA loans. Our team of Mortgage Loan Originators will work with you to find the best financing solution for your primary home purchase, guiding you through the entire process and ensuring that you understand all the available options. We are committed to providing personalized, professional, and transparent service to help you achieve your homeownership goals.