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Investor-Ready.
Deal-Approved.
Built for Speed.
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No Personal Income Needed — Ever
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Zero Asset Seasoning Requirements
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Credit Score? Not a Barrier
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Close Lightning-Fast in Just 10 Business Days
Get Approved to Refer Your Borrowers Now
Key Benefits
No Credit Score Needed
Simplified approval for more borrowers.
No Income or Asset Verification
Less paperwork, faster closings.
Residential and Commercial Properties
Not a primary or secondary residence; not occupied by the borrower or related party.
Close in as fast as 10 Days
Accelerated timeline after we receive appraisal and title.
Programs We Offer
Fix and Flip
Fix & Flip loans provide fast capital to acquire, renovate, and resell properties for profit. With flexible underwriting and quick draw schedules, investors can stay on track and maximize ROI. It’s the go-to funding solution for scaling your flipping business.
Ground Up Construction
Ground Up Construction loans give investors the capital to build new projects from the ground floor with speed and flexibility. Funding covers land, materials, and construction phases with streamlined draws to keep timelines tight. It’s the ideal solution for developers looking to maximize returns and scale new-build opportunities.
Long Term Buy N Hold
DSCR loans let investors qualify based on a property’s cash flow—not personal income or tax returns. With flexible guidelines and competitive long-term pricing, they’re ideal for building or refinancing rental portfolios. It’s the simplest way to scale consistent, passive-income investment properties.
Transactional Funding
Transactional funding gives investors the short-term capital needed to complete same-day or back-to-back closings without using their own cash. It’s fast, flexible, and perfect for wholesalers securing profitable assignments. This structure lets you execute deals confidently while protecting your spread and avoiding funding delays.
Bridge Private Hard Money
Bridge private hard money loans provide fast, asset-based capital to seize opportunities without traditional lending delays. Ideal for acquisitions, repositioning, or time-sensitive deals, these loans offer high leverage and flexible terms. It’s the go-to solution for investors who need speed, certainty, and funding that moves at the pace of the market.
Commercial Real Estate
Commercial real estate loans offer investors flexible capital to acquire, refinance, or reposition income-producing properties across multiple asset classes. With competitive terms and custom structures, these loans support value-add strategies, cash-flow plays, and long-term portfolio growth. It’s the ideal solution for scaling commercial investments with confidence and speed.
Product Overview
Flexible Loan Size
From $75,000.00 - $5M.
Term
From 12 months to 40 Years.
Interest Rate
From 5.99% - up.
Broker Fee
From Zero to 3% of Loan Amount.
How It Works
Submit Minimal Information
Applicant completes the streamlined pre-approval form online.
Receive Instant Offer
We’ll generate a loan offer quickly based on property details.
Pay Appraisal
Pay property appraisal fee directly to the assigned appraiser / AMC.
Clear Conditions
Clear all conditions required to issue funding confirmation
FUND
Closing takes place usually within 7 days
Ready to Fund Your Next Deal
Why Choose Us?
At PCG Commercial, we offer no doc loans for residential investment property lending, enabling all our referral partners to efficiently serve clients with minimal paperwork and faster approvals. Our transparent, competitive fee structure and advanced technology platform enhance your profitability and client satisfaction, making it easier to grow your business.